Tampa / Palmetto

Heat pump installation in Palmetto, FL - up to $1,150 rebate

Palmetto in numbers

Palmetto has 13,588 residents (give or take 34) (ACS 2020-2024 5-year, table B01003, https://data.census.gov/table/ACSDT5Y2024.B01003?g=160XX00US1254250, checked 2026-10-19), about 2,533 people per square mile.

Palmetto is about 31 miles from the Census center point for Tampa in a straight line and covers 5.365 square miles of land (Census 2024 Gazetteer internal points and land area, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/, checked 2026-10-19).

Median household income in Palmetto is $62,621 (ACS 2020-2024 5-year, table B19013, https://data.census.gov/table/ACSDT5Y2024.B19013?g=160XX00US1254250, checked 2026-10-19); many state and utility heat pump rebate programs set higher incentive tiers for income-qualifying households, so the household income on the application, not the town median, decides which level applies.

Multi-family first

34% of Palmetto homes are single-family detached, 6% are in two- to four-unit buildings and 24% are in buildings of five or more units (ACS 2020-2024 5-year, table B25024, https://data.census.gov/table/ACSDT5Y2024.B25024?g=160XX00US1254250, checked 2026-10-19).

31% of Palmetto homes are rented (ACS 2020-2024 5-year, table B25003, https://data.census.gov/table/ACSDT5Y2024.B25003?g=160XX00US1254250, checked 2026-10-19), so beside the 34% detached houses there is a real share of jobs where the landlord, not the resident, signs the quote.

Palmetto has 20 points fewer detached houses than Manatee County overall (54%) (ACS 2020-2024 5-year, table B25024, https://data.census.gov/table/ACSDT5Y2024.B25024?g=050XX00US12081, checked 2026-10-19).

Heating fuel in Palmetto

Of the 5,274 occupied homes in Palmetto, 6% heat with natural gas, 0% with heating oil, 92% with electricity and 1% with propane (ACS 2020-2024 5-year, table B25040, https://data.census.gov/table/ACSDT5Y2024.B25040?g=160XX00US1254250, checked 2026-10-19).

Electricity already heats 92% of Palmetto homes, ahead of gas at 6%, and a home on electric baseboard sees the biggest bill change from a heat pump because it replaces resistance heat one for one.

Palmetto has about the Manatee County oil share of 0% and 4 points more electric heat than the county's 88% (ACS 2020-2024 5-year, table B25040, https://data.census.gov/table/ACSDT5Y2024.B25040?g=050XX00US12081, checked 2026-10-19).

Your utility and the rebate

No electric utility is on file for Palmetto on this door yet, so this page does not name one; the name on the bill decides which rebate path applies.

Florida utility heat pump rebates (Orlando, Tampa), run by OUC / Duke Energy Florida / TECO, is a live program for Florida addresses and covers qualifying equipment at $1,150 per system (registry row 26 verified 2026-10-15, https://www.ouc.com/solutions-programs/savings/rebates/heat-pump-ac/, checked 2026-10-16); confirm eligibility for the Palmetto address before counting it. With 92% of Palmetto homes already on electric heat and 7% on gas, oil or propane, the row that applies depends on the name on the electric bill and the fuel coming out.

Age of the stock

Palmetto has 7,113 housing units, 4% built before 1940 and 46% before 1980, with 26% built in 2000 or later (ACS 2020-2024 5-year, table B25034, https://data.census.gov/table/ACSDT5Y2024.B25034?g=160XX00US1254250, checked 2026-10-19).

Palmetto has 3 points more pre-1940 homes than Manatee County as a whole (1%) and 13 points fewer homes built after 2000 than the county's 39% (ACS 2020-2024 5-year, table B25034, https://data.census.gov/table/ACSDT5Y2024.B25034?g=050XX00US12081, checked 2026-10-19). An older stock means more insulation upgrades before the heat pump goes in.

The median Palmetto home was built in 1983 (ACS 2020-2024 5-year, table B25035, https://data.census.gov/table/ACSDT5Y2024.B25035?g=160XX00US1254250, checked 2026-10-19) and the median home has 4.5 rooms (ACS 2020-2024 5-year, table B25018, https://data.census.gov/table/ACSDT5Y2024.B25018?g=160XX00US1254250, checked 2026-10-19).

Sizing for Manatee County

Heating design temperature: 37F. Source: ENERGY STAR Design Temperature Limit Reference Guide (2019 Edition), Manatee County row, 99% heating, PDF pages 17 to 20 of 141 (Revised 11/11/2020), https://www.energystar.gov/sites/default/files/Design%20Temperature%20Limit%20Reference%20Guide%20(2019%20Ed)%20-%20ENERGY%20STAR%20Single-Family%20New%20Homes_Rev11.pdf, fetched 2026-10-19, 99%.

That 37F figure is the Manatee County cold-day number a Palmetto heat pump is sized against, so ask the installer to show the system's heating output at 37F, not at the milder rating-label temperature.

Next step

Ask for the heat-loss calculation room by room; the median Palmetto home has 4.5 rooms and was built around 1983, and the count of heads and the tonnage follow the rooms and the insulation, not the square footage.

The form on this page is the follow-up for Palmetto. The public number is the number the contractor quotes from.

No local contractor is named on this door for Palmetto yet. A request from this page goes to the first licensed shop that takes the door.

Where should the follow-up go?

We may call or text you about this estimate.

No spam, no sold information. One follow-up about exactly this request.